What I came up with was a big red binder I had on hand. Red seemed like a color that screamed "Don't Lose Me!" so I went with it. I had some leftover dividers with pockets from another project so I labeled each for my needs. I also used some Dollar General page protections for all the papers (I'm kind of addicted to them. I think hold need they keep the papers and make them easy to flip though), some left over three level binders and a pencil holder pocket from Dollar General too and my trusty label maker. You can just use tape and a marker if that's what you have on hand. After all, it's all about being thrifty! :)
Appropriately titled "Money Management, Mail Management"
(the tabs don't really stick out this far, it's the camera angle)
Filing: This isn't a true section so much as a three level folder I put in the inside pocket. In this space I can put papers that I need to keep close and aren't ready to be filed yet. Also there's a place for things that need filing and for the new mail. When the map comes in I put the majority of it here, unless it needs urgent help..then it goes in it's proper place elsewhere.
Pencil holder: Remember these from your school days? These are great for holding the checkbook, payment booklets..anything you need for bills you might otherwise misplace.
Bills: this section holds all my current bills and one statement for every bill I pay. I just needed one as a reference for account info and contact numbers. This is very helpful when you have to call to make changes or have questions. On one pocket I labeled it urgent for the things that need serious attention, this way it doesn't get lost in the other bills..those get placed in the pocket on the other side.
Taxes: This section actually makes me money in the long run! I printed out a list of tax deductions for reference on things to keep I might not otherwise. I used another three level folder to label all the major tax deduction categories I use. As I collect papers and receipts I put them in each pocket. When tax times comes I just take the folder to the tax prep service..easy as that!
Debts: In this section I put all the debts I'm currently paying on. If I every have a question about the terms or conditions I know right where to look.
Total cost of this time, money and frustration saving binder.. $3!
My system is simple. When I get the mail I sort it in my binder and shred the trash or sensitive stuff. When I pay bills, I sit down with the binder and get the job done fast and efficiently. When the "Need to file" section gets full I take the stuff out and take care of it. It's as easy as that!! No more lost papers, no more paying fines for lost bills..I'm thrilled :)